Learn About Membership Benefits
Payment & Membership FAQ
What Your Membership Includes
In addition to comprehensive primary care, our membership based concierge model provides enhanced access, expanded wellness services, and a deeply personalized healthcare experience. Your annual membership includes:
Extended Executive Wellness Exam (~90 minutes)
A thorough, personalized annual visit featuring additional testing such as expanded lab work and body-composition analysis focused on cardiac health, functional health, and overall wellness.
Integrated Health & Lifestyle Coaching
Opportunities for guided health coaching grounded in lifestyle medicine to help you build sustainable habits and achieve long term well being.
Enhanced Access to Your Physician
Same or next day appointments, unrushed visits, and timely responses to portal messages—your concerns addressed promptly and personally.
Direct Physician Contact for Urgent Needs
Access to Dr. Rushing for acute or urgent issues
Are membership fees FSA/HSA eligible?
Yes—in many cases, membership fees can be paid using FSA or HSA funds. We recommend checking with your specific plan to confirm eligibility.
Do you accept insurance?
Yes, Panoramic Primary Care accepts insurance for all services NOT covered by the annual membership fee.
What does the membership fee cover?
Your membership provides enhanced access, extended visits, comprehensive wellness care, body composition analysis, expanded wellness labs and direct communication with your physician. Additional primary care visits tests, labs, imaging, and specialist care are billed separately through insurance or affordable cash pay options.
Is the membership fee refundable?
Membership fees are typically paid annually and are non‑refundable, except in special circumstances outlined in your membership agreement. If a concern arises, we are happy to work with you.
Where can I find full pricing details?
Please reach out to us and we will provide you full information.
Insurance
Health insurance does not cover the membership fee, but we will accept most major health insurances for additional services. We are currently in the process of becoming credentialed with major insurance providers in New Mexico including: Presbyterian Health Plan, Blue Cross Blue Shield of New Mexico, United Healthcare, Aetna, Cigna, Molina Healthcare and Tricare. We are currently enrolled as a Medicare Provider. If you are enrolled in Medicare, we are required to bill Medicare and are unable to offer a cash pay option to you.
Additionally, if you do not have insurance or would prefer to use our cash-pay options, we are happy to provide you with a cash-pay fee schedule
Find Us!
Address
10301 Cottonwood Park Dr, Ste C
Albuquerque, NM 87114-7035
Contact
phone 505-871-3863 fax 833-728-8695
info@PanoramicNM.com
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